Tag: digital payments
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UPI Pricing: Balancing Sustainability and Inclusion
The UPI pricing debate has intensified as India’s flagship digital payment system faces sustainability challenges. With annual operating costs estimated at Rs 20,700 crore against a Rs 2,000 crore allocation under the zero-MDR regime, policymakers are exploring options to ensure the network’s financial viability.
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UPI Free Funding: Keep UPI Free, Fund from Savings
UPI Free Funding debate: Should UPI remain free or be monetised? Learn about the costs and benefits for UPSC. Read the full analysis by Chetan Bharat Learning.
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UPI Merchant Discount Rate: MDR of 0.3% on Large Transactions
UPI Merchant Discount Rate of 0.3% may apply to transactions above ₹2,000. Learn about the rationale, impact, and UPSC relevance. Read the full analysis by Chetan Bharat Learning.
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UPI MDR: UPSC Analysis of Digital Payment Charges
UPI MDR has entered the policy debate as Parliament considers changes concerning charges on specified digital-payment transactions.
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