digital payments Archives - Current Affairs Chetan Bharat

Tag: digital payments

Shopian terror financing: Security lessons for UPSC

October 30, 2026

Shopian terror financing probe led to 10 arrests after police traced online transactions. Explore legal provisions and internal security issues for UPSC.
Counter Tickets: Rail Travel Insurance Update

October 28, 2026

Counter tickets now get rail travel insurance at 45 paise, with digital payment made mandatory for eligibility under the new Railways update.
UPI Merchant Charges: New MDR Rules Explained

September 16, 2026

Understand UPI Merchant Charges, new MDR rates and who pays in India from October 2026. Read the full UPSC analysis by Chetan Bharat Learning.
UPI Pricing: Balancing Sustainability and Inclusion

August 27, 2026

The UPI pricing debate has intensified as India’s flagship digital payment system faces sustainability challenges. With annual operating costs estimated at Rs 20,700 crore against a Rs 2,000 crore allocation under the zero-MDR regime, policymakers are exploring options to ensure the network’s financial viability.
UPI Free Funding: Keep UPI Free, Fund from Savings

August 22, 2026

UPI Free Funding debate: Should UPI remain free or be monetised? Learn about the costs and benefits for UPSC. Read the full analysis by Chetan Bharat Learning.
UPI Merchant Discount Rate: MDR of 0.3% on Large Transactions

August 21, 2026

UPI Merchant Discount Rate of 0.3% may apply to transactions above ₹2,000. Learn about the rationale, impact, and UPSC relevance. Read the full analysis by Chetan Bharat Learning.
UPI MDR: UPSC Analysis of Digital Payment Charges

August 11, 2026

UPI MDR has entered the policy debate as Parliament considers changes concerning charges on specified digital-payment transactions.